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Which one applies to me?

Three questions and we tell you whether it is a W-9, a W-8BEN or a W-8BEN-E. Getting it wrong can trigger 24 to 30% withholding, or declare something you are not.

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Self-serve

Form W-9

For U.S. persons: citizens, tax residents and U.S. entities. Fill it, sign it on screen and download it.

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Self-serve

Form W-8BEN

For foreign non-resident individuals, including the owner of a single-member LLC. The most common mistake is signing a W-9 instead.

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W-8BEN-E and the S Corp election are not self-serve

The W-8BEN-E has 219 fields and its hard part is the chapter 4 (FATCA) classification, which is a professional judgment call. Form 2553 has a deadline, eligibility rules and a payroll obligation, and a company with non-resident foreign owners simply does not qualify. In both cases, filling it in wrong costs more than not filling it at all.

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